ARTICLE 13 - BORROWING
The Association may borrow money and may secure such borrowing by mortgage of any of its real or personal
property and may create and issue bonds or debentures or other evidences of indebtedness secured by mortgage or in charge
in favour of a trustee or trustees for the holders of such bonds or debentures or other evidences of indebtedness upon the
whole or any part of the property and assets, present and future, or the Association provided that any borrowing made by the
Association shall have been authorized by special resolution. As defined in the statue under which the association is incorporated.